Car accidents are a common occurrence on the road. They happen because people don’t follow driving rules. Examples include not driving in their lane, overspeeding, or being distracted while driving in Fort Worth or other places. The reasons often are the same, and so are the consequences. For more information on panel beating be sure to check out Sheen Group.
When you get into an accident, especially if it is somebody else’s negligence, your heart is pounding out of your chest, your body is shaky, and the entire scene is confusing. In simple words, panic can easily cloud your judgment.
However, car accidents can have severe legal and financial consequences down the road. Therefore, making smart decisions right after the collision is crucial to protect yourself.
In this article, we will discuss five common mistakes people make in the aftermath of an accident. They will help you navigate the situation and get back on track physically and financially.
So, what’s the wait for? Let’s get into not making mistakes!
Mistake 1: Dealing with the Insurance Company Alone
Car insurance is supposed to protect you financially after an accident, but navigating the claims process can be tricky. Insurance companies employ adjusters who are trained to minimize payouts.
According to Fort Worth car accident lawyers, these adjusters might try to downplay your injuries. In addition, they find ways to shift blame to you or pressure you to accept a lowball settlement offer.
Remember, you have the right to fair compensation for your injuries, lost wages, and car repairs. A lawyer can fight for the full amount you deserve, using your insurance policy, the at-fault party’s insurance, and potentially even filing a lawsuit.
Mistake 2: Not Seeking Medical Attention
Don’t brush off that “I’m fine” feeling after a car accident. While you might not feel any immediate pain, adrenaline can mask injuries.
Whiplash, for example, can take days or even weeks to manifest its signature neck pain and stiffness. Similarly, internal bleeding can be a silent threat after a collision. Getting a medical evaluation by a doctor creates a documented record of your health after the accident.
This record becomes vital evidence if you need to file an insurance claim or pursue legal action. Don’t wait for severe pain to guide you—see a doctor as soon as possible after the accident to ensure your health and protect your rights.
Mistake 3: Leaving the Scene
Don’t be tempted to drive away from a seemingly minor accident, even when you are not at fault. It might surprise you, but leaving the scene is considered a hit-and-run, regardless of the damage.
This carries severe legal consequences, including hefty fines, license suspension, and even jail time. Remember, minor dents can mask underlying mechanical issues, and seemingly minor injuries can develop later.
Staying put and exchanging information with all involved drivers protects everyone’s rights and ensures a clear picture of the accident for authorities. It’s a simple step that can save you a lot of trouble down the road.
Mistake 4: Failing to Call the Police
Don’t leave the responsibility of calling the police to the other driver after an accident. A police report is a crucial document that captures the scene details, gathers witness statements, and, most importantly, establishes fault in the accident.
This report becomes a cornerstone of evidence when you need to file an insurance claim or pursue legal action. The police are trained professionals who know how to document an accident scene effectively, ensuring a clear and unbiased record.
By taking charge and calling the police yourself, you’re ensuring all the necessary information is collected and documented accurately. This can save you a lot of time and hassle down the road, especially if there are any discrepancies about what happened.
Mistake 5: Admitting Fault or Apologizing
In the chaotic aftermath of a car accident, the urge to apologize or take responsibility might feel overwhelming. However, it’s important to resist this impulse, as any statement could be misconstrued as admitting fault.
Focus on sticking to the cold, hard facts of what happened. Instead of saying, “I’m so sorry this happened,” try something like, “I was waiting at the red light when the car behind me struck my vehicle from behind.” Avoid phrases like “It was probably my fault” or anything that assigns blame.
Remember, the police are trained accident investigators. Their job is to gather evidence and determine fault based on the scene and witness statements. By staying calm and sticking to the facts, you give them the best chance to create an accurate picture of the accident, protecting yourself from taking on unnecessary blame.
Conclusion
Car accidents are stressful, but you can protect yourself by staying calm and making intelligent choices. Remember these five mistakes to avoid: dealing with insurance companies alone, skipping medical attention, leaving the scene, neglecting to call the police, and admitting fault. If you’ve been in a collision, don’t hesitate to contact a lawyer – they can guide you through the process and fight for the compensation you deserve.
